Oak & Iron Lending, LLC • Direct Commercial Wholesale Mortgage Brokerage
Desk Line: (270) 935-1038 Email: [email protected]
No W-2s • No Tax Returns • Asset-Based Terms

REQUEST AN INSTANT DSCR QUOTE

Complete your transaction profile below. Our wholesale engine will immediately calculate pricing, max LTV leverage, and submit your deal directly to lead underwriting.

1. Transaction Parameters

2. Borrower Profile & Cash Flow

3. Receive Official Terms

No hard credit pull required. Terms are calculated based on private wholesale matrix guidelines.

Deal Underwriting Summary

Real-Time
Requested Loan-to-Value: 75.0% LTV
Est. Principal & Interest: $2,046 / mo
Est. Taxes & Insurance: $450 / mo
Total PITIA Obligation: $2,496 / mo
Estimated Debt Service Coverage (DSCR)
1.28x
✓ Qualifies for Prime Leverage (DSCR ≥ 1.25)
✔ No Tax Returns or W-2 Income Verification
✔ Closing in LLC or Corporation Permitted
✔ 30-Year Fixed & 10-Year Interest-Only Available